
High Value Homeowners:
*Homes with a replacement cost value over $750,000
- Coverage limits are determined by free appraisal service
- Fine Art collections
- Scheduled Jewellery
- Wine collections
- Excess Liability to cover your vehicles and properties
- Worldwide coverage
- Course of Construction
- Recreational Properties
- Rental Properties
- Unlimited By-Law coverage
- Unlimited Additional Living Expenses
- Earthquake coverage
- Sewer Back-up/ Water Damage
- Kidnap and Ransom coverage
- Personalized auto services
Personal Insurance:
- Homeowner’s Packages
- Tenant’s Insurance
- Condo Insurance
- Rented Dwelling Insurance
- Seasonal Dwellings
- Course of Construction
- Umbrella Liability

Commercial
Liability:
- Commercial General Liability
- Professional Liability
- Director’s and Officer’s Liability
- Cyber Liability
Excess Liability Building Ownership:
- Retail occupancy
- Commercial occupancy
- Residential Apartments occupancy
- Strata Titled Condominiums/Duplexes/Triplexes
Manufacturing occupancy Business Operations:
- Architect & Engineers
- Consultants
- Contractors
- Construction
- Restaurants
- Hotels
- Manufacturing
- Non-Profit Organizations
- Wholesaling
- Retail Operations
- Office Packages
- Salons/Spas
- Sports Associations
- Not listed above? Contact us.
Specialty Risks:
- Hole in One (Golf Tournaments)
- Weddings
- Special Event coverage

Travel
- Emergency Medical – Single trip & Annual Policies
- Trip Interruption/cancellation
- Coverage is now available through our website.

Auto
Personal Auto:
- Full service ICBC Autoplan
- Private Insurance on your optional coverages
- Collector vehicles
Commercial Auto:
- Fleets
- Garage
*For updates on changes to ICBC coverages, please see
https://apps.icbc.com/change/default.html

Marine
- Cargo
- Sailboats
- Power Boats
- Yachts & Mega Yachts

U.S.
- Vacation and secondary properties