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Home High Value Homeowners:
*Homes with a replacement cost value over $750,000

  • Coverage limits are determined by free appraisal service
  • Fine Art collections
  • Scheduled Jewellery
  • Wine collections
  • Excess Liability to cover your vehicles and properties
  • Worldwide coverage
  • Course of Construction
  • Recreational Properties
  • Rental Properties
  • Unlimited By-Law coverage
  • Unlimited Additional Living Expenses
  • Earthquake coverage
  • Sewer Back-up/ Water Damage
  • Kidnap and Ransom coverage
  • Personalized auto services

Personal Insurance:

  • Homeowner’s Packages
  • Tenant’s Insurance
  • Condo Insurance
  • Rented Dwelling Insurance
  • Seasonal Dwellings
  • Course of Construction
  • Umbrella Liability

Commercial

Liability:

  • Commercial General Liability
  • Professional Liability
  • Director’s and Officer’s Liability
  • Cyber Liability

Excess Liability Building Ownership:

  • Retail occupancy
  • Commercial occupancy
  • Residential Apartments occupancy
  • Strata Titled Condominiums/Duplexes/Triplexes

Manufacturing occupancy Business Operations:

  • Architect & Engineers
  • Consultants
  • Contractors
  • Construction
  • Restaurants
  • Hotels
  • Manufacturing
  • Non-Profit Organizations
  • Wholesaling
  • Retail Operations
  • Office Packages
  • Salons/Spas
  • Sports Associations
  • Not listed above? Contact us.

Specialty Risks:

  • Hole in One (Golf Tournaments)
  • Weddings
  • Special Event coverage

Travel

  • Emergency Medical – Single trip & Annual Policies
  • Trip Interruption/cancellation
  • Coverage is now available through our website.

Auto

Personal Auto:

  • Full service ICBC Autoplan
  • Private Insurance on your optional coverages
  • Collector vehicles

Commercial Auto:

  • Fleets
  • Garage

Marine

  • Cargo
  • Sailboats
  • Power Boats
  • Yachts & Mega Yachts

U.S.

  • Vacation and secondary properties